Congratulations if you’ve just passed your driving test and you’re looking for young driver car insurance. Like many other young drivers, you’re probably looking for the cheapest car insurance you can find, so you should bear in mind the effect that speeding can have on your car insurance premium as well as your safety.

Statistics show that young drivers are most at risk of being involved in an accident in the first two years of driving, and one in five have a crash within a year of passing their test. (Source: www.thinkroadsafety.gov.uk)

Speed is a major cause of road accidents and breaking the speed limit carries a penalty of 3-6 points. And if you receive six or more penalty points within the first two years of passing your test, your licence will be taken away and you’ll have to start again as a learner.