In no way do we want to discriminate against men – they’re half of our customers after all! But there’s no getting round the statistics that point to the value of women’s car insurance claims being much lower than men’s. While a woman driver may have around the same number of accidents, it’s the way that they tend to drive that makes claims from these accidents much lower. This is because women tend to drive more slowly and carefully and for shorter distances than men, so the impact of an accident and the damage caused is often less.
Source: www.guardian.co.uk and http://www.churchill.com/churchillguide/womenscarinsurance.htm

Of course, we don’t just automatically give a lower car insurance premium to women and hike the cost up for men! When you apply for a Churchill car insurance quote we’ll ask you for some details about you and your car. This includes how many accidents, convictions, penalties you had had, claims you have made and the expected mileage on your car in the next year. The lower a risk you are for us to insure – as many women are – the better value premium we hope we can give you.

Our Cheaper car insurance guide can give you more tips on how to make your car insurance cheaper – but being a woman is a good start!