1. Build up your no claims bonus. At Churchill, you can earn up to 65% discount when you’ve held car insurance for over 5 years without making any claims.

2. Restrict named drivers on your policy to one other driver and avoid adding young drivers to your policy if you want cheaper car insurance.

3. Consider a higher voluntary excess – most car insurance companies will give you a discount for this.

4. Buy a car with a smaller engine, you’ll get cheaper car insurance and they’re cheaper to run.

5. Younger drivers should consider taking the Pass Plus course. Churchill will give you a discount once you’ve completed the training, depending on the age of the driver.

6. Look out for special offers. Churchill guarantees to beat your car insurance renewal price. Offer based on a like for like basis with 3 years claim free.